3rd Pillar



DEFINITION OF ZAKAAH:

▪ LINGUISTICALLY: PURITY AND GROWTH.

▪ JURIDICALLY: OBLIGATORY SADAQAH (CHARITY) DUE ON WEALTH; GIVEN UNDER CERTAIN CONDITIONS, TO SPECIFIC PERSONS AT A SPECIFIC TIME.

1 ISLAMIC RULING ON ZAKAAH:

a- THIRD PILLAR OF ISLAM (OBLIGATORY / MANDATORY).

b- ALLAH (SWT) SAYS IN THE QURAN:

(SO ESTABLISH SALAAH AND GIVE ZAKAAH AND OBEY THE MESSENGER; THAT YOU MAY RECEIVE MERCY) (AN-NOOR (24): 56)

c- ALLAH (SWT) SAYS IN THE QURAN:

(TAKE FROM THERE WEALTH A SADAQAH IN ORDER TO PURIFY THEM AND SANCTIFY THEM WITH IT) (AT-TAWBAH (9):103)

d- IBN-OMAR REPORTED THAT THE MESSENGER OF ALLAH (SAW) SAID:

“ISLAM HAS BEEN BUILT ON FIVE (PILLARS): “ AND HE MENTIONED “GIVING ZAKAAH.”

(COLLECTED BY BUKHARI & MUSLIM)

e- ABU-HURAYRAH REPORTED THAT THE MESSENGER OF ALLAH (SAW) SAID:

“ANY POSSESSOR OF GOLD OR SILVER WHO DOES NOT GIVE WHAT IS DUE ON THEM, ON THE DAY OF RESURRECTION, PLATES OF GOLD AND SILVER WOULD BE HEATED FOR HIM IN THE HELLFIRE AND WITH THEM WILL BE IRONED HIS SIDE, HIS FOREHEAD AND HIS BACK. WHENEVER THEY COOL DOWN, THE PROCESS WILL BE REPEATED DURING A DAY THE MEASURE WHEREOF WILL BE FIFTY THOUSAND YEARS, UNTIL JUDGEMENT IS PRONOUNCED AMONG (ALLAH’S) SLAVES, AND HE WILL BE SHOWN HIS FINAL DOMAIN, EITHER AJ-JANNAH (PARADISE) OR AN-NAAR (HELL FIRE).” (COLLECTED BY MUSLIM)

▪ NOTE : IF SOMEONE DENIES THE OBLIGATION OF ZAKAAH, THEN HE IS OUTSIDE OF ISLAM.

IF SOMEONE REFRAINS FROM GIVING ZAKAAH, KNOWING ITS OBLIGATION, THEN HE IS GUILTY OF COMMITTING A MAJOR SIN.

IF SOME PEOPLE GROUP TOGETHER AND REFRAIN FROM GIVING ZAKAAH, KNOWING ITS OBLIGATION, THEN THEY SHOULD BE FOUGHT UNTIL THEY YIELD AND PAY.

2 BENEFITS OF ZAKAAH:

a- ABOVE ALL IT IS AN ACT OF OBEDIENCE TO ALLAH.

b- HELPS THE POOR AND NEEDY.

c- PURIFIES A PERSON FROM GREED; AND TEACHES GENEROSITY.

d- KEEPS THE WEALTH CIRCULATING.

Page 2 of 5

e- ALLAH INCREASES AND BLESSES THE WEALTH.

f- PURIFIES THE HEART OF THE RECIPIENT FROM ENVY AND JEALOUSY AGAINST THE RICH.

3 CONDITIONS FOR GIVING ZAKAAH :

a- ISLAM (MALE & FEMALE, OLD & YOUNG, SANE & INSANE).

b- FREEDOM.

c- POSSESSION OF THE NISAB:

(THE LOWEST AMOUNT OF WEALTH ON WHICH ZAKAAH IS DUE).

d- POSSESSION OF THE NISAB FOR ONE HIJRA YEAR.

(EXCEPT FOR PRODUCE OF THE EARTH).

e- SOLE AND COMPLETE OWNERSHIP OF THE WEALTH.

▪ IF A PERSON IS IN DEBT, THE DEBT SHOULD BE PAID BACK FIRST, THEN ZAKAAH IS GIVEN ON THE REMAINING WEALTH.

▪ ZAKAAH IS NOT DUE YEARLY ON MONEY LENT THAT WILL PROBABLY NOT BE PAID BACK. (ONLY ONE YEAR’S WORTH OF ZAKAAH IS DUE IF THE MONEY IS PAID BACK).

▪ NOTE: ZAKAAH IS NOT DUE ON PERSONAL ITEMS, SUCH AS YOUR CAR, HOUSE, CLOTHES, etc..

Page 3 of 5

4 FORMS OF WEALTH ON WHICH ZAKAAH IS DUE:

WEALTH

NISAB

RATE DUE

GOLD, SILVER, & MONEY

GOLD

85g

SILVER

595g

2.5% (AFTER COMPLETING

MONEY

VALUE OF THE NISAB

ONE HIJRA YEAR)

FOR GOLD OR SILVER

TRADE GOODS FOR SALE

TRADE GOODS FOR SALE:

(ex. LAND,VEHICLES,

VALUE OF THE NISAB

2.5% (AFTER COMPLETING

FOOD, ANIMALS)

FOR GOLD OR SILVER

ONE HIJRA YEAR)

PRODUCE OF THE EARTH

CERTAIN FARM PRODUCE:

10% IF NATURALLY

(GRAINS, SEEDS & DRIED

IRRIGATED.

FRUITS THAT CAN BE

/300 SA'A

5% IF ARTIFICIALLY IRRIGATED

STORED & MEASURED BY CAPACITY

1 SA'A= 4 HANDFULS

NOTE: GIVEN AT HARVEST TIME.

ex. WHEAT, CORN, DATES

PRECIOUS MINERALS

AND ORES:

VALUE OF THE NISAB

5% (WHEN TAKEN OUT

ex. LEAD, COPPER,OIL

FOR GOLD OR SILVER

OF THE GROUND)

RIKAZ (NON-MUSLIM

ZAKAAH IS DUE EVEN

20% (WHEN TAKEN OUT

BURIED TREASURES)

ON A SMALL AMOUNT

OF THE GROUND)

Page 4 of 5

WEALTH

NISAB

RATE DUE

LIVESTOCK

(FREE GRAZING AND RAISED FOR BREEDING AND/OR MILK PRODUCTION)

(GIVEN AFTER COMPLETING ONE HIJRA YEAR)

SHEEP

40 - 120

1 SHEEP

121 – 200

2 SHEEP

201 -

3 SHEEP

FOR EVERY 100 AFTER

1 SHEEP

COWS

30 – 39

1 HE OR SHE CALF(1 YR. OLD)

40 – 59

1 SHE CALF (2 YR. OLD)

60 -

2 SHE CALVES (2 YR. OLD)

FOR EVERY 30 AFTER

1 SHE CALF (1 YR. OLD)

FOR EVERY 40 AFTER

1 SHE CALF (2 YR. OLD)

CAMELS

FOR EVERY 5 UNTIL 20

1 SHEEP

25 – 35

1 SHE CAMEL (1 YR. OLD)

OR 1 HE CAMEL (2 YR. OLD)

36 – 45

1 SHE CAMEL (2 YR. OLD)

46 – 60

1 SHE CAMEL (3 YR. OLD)

61 – 75

1 SHE CAMEL (4 YR. OLD)

76 – 90

2 SHE CAMELS (2 YR. OLD)

91 – 120

2 SHE CAMELS (3 YR. OLD)

121 -

3 SHE CAMELS (2 YR. OLD)

FOR EVERY 40 AFTER

1 SHE CAMEL (2 YR. OLD)

FOR EVERY 50 AFTER

1 SHE CAMEL (3 YR. OLD)

Page 5 of 5

5 RECIPIENTS OF ZAKAAH :

▪ ALLAH (SWT) SAYS IN THE QURAN:

< VERILY, SADAQAH (CHARITY) ARE FOR THE POOR, AND THE NEEDY, AND FOR THOSE EMPLOYED TO COLLECT IT, AND FOR THOSE WHOSE HEARTS ARE TO BE WON OVER, AND FOR FREEING SLAVES, AND FOR THOSE IN DEBT, AND IN THE CAUSE OF ALLAH, AND FOR A STRANDED TRAVELER. THIS IS AN OBLIGATORY DUTY IMPOSED BY ALLAH, AND ALLAH IS ALL-KNOWING, ALL-WISE > (AT- TAWBAH (9):60)

1- THE POOR:

2- THE NEEDY:

3- THOSE EMPLOYED TO COLLECT IT:

4- THOSE WHOSE HEARTS ARE TO BE WON OVER:

. MUSLIMS/NEW-MUSLIMS:

TO STRENGTHEN THEIR ATTACHMENT TO ISLAM.

. NON-MUSLIMS:

TO ENCOURAGE THOSE WHO ARE CLOSE TO EMBRACING ISLAM.

5- FREEING SLAVES/ MUSLIM PRISONERS OF WAR:

6- THOSE IN DEBT:

. DEBT RESULTING FROM ONES OWN BEHALF (PERSONAL LOAN)

. DEBT RESULTING FROM EFFORTS TO RECONCILE BETWEEN PEOPLE.

7- IN THE CAUSE OF ALLAH (JIHAD):

8- STRANDED TRAVELER:

▪ NOTE : IT IS PREFERED TO GIVE ZAKAAH TO MUSLIM RELATIVES WHO ARE IN NEED; BUT NOT THOSE WHO ARE UNDER YOUR RESPONSIBILITY (FATHER, SON, WIFE, etc..)

IT IS ALLOWED FOR THE WIFE TO GIVE ZAKAAH TO HER POOR HUSBAND.

ZAKAAH IS NOT FOR BUILDING MASJIDS, SCHOOL, etc